If you like driving a new vehicle every few years while enjoying low monthly payments, SMARTLEASE could be right for you.

SMARTLEASE is an affordable, easy-to-manage way for qualified customers to drive the new GM vehicle they want. There are plenty of advantages, including:

• Lower monthly payments
• Getting more for your money
• Driving a new vehicle more often

Plus, SMARTLEASE provides flexible terms and lower up-front costs. The length of your lease, the monthly payments and the cost per kilometre can all be tailored to your driving needs and your budget.

Choose the lease that suits your lifestyle, Regular Kilometre GMAC Lease Agreement or Low Kilometre GMAC Lease Agreement. And take advantage of options such as purchasing extra kilometres.

Trade in your current vehicle to lower your monthly payment even more and use your GM Card earnings toward your lease down payment.

Easy to manage
The Purchase Price lets you know up front how much it will cost to buy your vehicle at lease end. Or you can return your vehicle and avoid resale or trade-in hassles. The security deposit will be refunded if you comply with the lease agreement provisions.

SMARTLEASE features automatic gap protection which covers the "gap" between your insurance settlement and the financial obligations of your lease if your vehicle is stolen or destroyed in an accident. You are only responsible for your insurance deductible, providing you have fulfilled all of the contractual obligations of your lease prior to the accident or theft.

LEGALS: With SMARTLEASE, the lessee does not own the vehicle. It must be returned to the GM Dealer at the end of the lease. The lessee may choose to purchase the vehicle for the Option to Purchase Price stated at lease signing.

Tax, license, title fees (if any), insurance extra. Payments may be slightly higher or lower in some provinces. (Dollar amounts subject to change.) Transactions are subject to GMAC approval.

 
Enjoy lower monthly payments
Because you're only paying for the portion of the vehicle's value that you intend to use, SMARTLEASE monthly payments are typically lower than traditional financing.

	SMARTLEASE	Purchase
Selling Price	$30,000	$30,000
Down Payment	$1,000	$2,100
Monthly Payment	$525	$706
Refundable Security Deposit	$575	-
Amount Due at Delivery	$2,100	$2,100
Number of Payments	48	48
Total Obligation**	$25,725	$35,988

 
Get more for your money
If you are comfortable with the size of your car, truck or van payments, but would like more for your money, consider SMARTLEASE. SMARTLEASE could help you get more of the features, options and luxuries you've always wanted in a vehicle...

	SMARTLEASE	Purchase
Selling Price	$30,000	$23,000
Down Payment	$1,000	$2,100
Monthly Payment	$525	$529
Refundable Security Deposit	$575	-
Amount Due at Delivery	$2,100	$2,100
Number of Payments	48	48
Total Obligation**	$25,725	$27,492
Even though the leased vehicle in the example has a higher selling price - and a lower down payment - with SMARTLEASE the monthly payments are comparable.

 
Drive a new vehicle more often
Think about how you feel when you take delivery of a new car, truck or van. If you'd like to enjoy that feeling more often - and avoid resale or trade-in hassles - SMARTLEASE can work for you...

	SMARTLEASE	Purchase
Selling Price	$30,000	$30,000
Down Payment	$1,000	$2,100
Monthly Payment	$525	$591
Refundable Security Deposit	$575	-
Amount Due at Delivery	$2,100	$2,100
Number of Payments	48	60
Total Obligation**	$25,725	$37,560

**Includes down payment. All of the payment examples are for illustration purposes only. Ask your GM Dealer for current details, including details of any special programs. With traditional financing, the purchaser owns the vehicle. At the end of the SMARTLEASE contract, the lessee must return the vehicle if the lessee does not exercise the purchase option. SMARTLEASE EXAMPLES: Annual Percentage Rate (APR) of 9.90% APR is subject to change. ALL EXAMPLES: Tax, license, title fees, provincial personal property security, duties, and insurance extra. Payments may be slightly higher or lower in some provinces. (Dollar amounts subject to change.) Transactions are subject to GMAC approval. Down payment may include earnings from your GM Visa* Card.
*TD and GM are licensed users of Marks.