Financing Calculator

Purchase Price:
Your estimated vehicle purchase price or the Toner Pontiac Buick GMC selling price. For a more accurate payment estimate include applicable federal and provincial taxes, freight charges, licensing costs, accessories, extended warranty/service contracts, life/accident/health insurance policies, etc.

Cash Down Payment:
The amount of cash you intend to use as a down payment.

Net Trade-In:
The value you estimate Toner Pontiac Buick GMC will place on the vehicle you wish to trade, after subtracting any balance you owe on the vehicle.

Balance to Finance:
The amount to finance after subtracting down payment and net trade-in amounts from the original purchase price.

Term:
The number of months over which you wish to finance your vehicle. Toner Pontiac Buick GMC may have a broader selection of term options.

Annual Percentage Rate:
The interest rate used in the calculation of the monthly payment.

LEASE Calculator

Leased Vehicle Amount:
Commonly referred to as the "Capital Cost", this is your estimated lease price or Toner Pontiac Buick GMC's best lease price plus any other items included in the lease such as accessories, freight, licensing, extended warranty/service contracts, life/accident/ health insurance policies, etc. Unlike traditional retail financing, do not include taxes in the Leased Vehicle Amount as federal and provincial taxes are calculated on the base monthly payment amount.

Lease Cost Reduction - Cash:
This is simply a cash down payment to reduce the Leased Vehicle Amount or "Capital Cost" of the vehicle. It is applied to the lease at the time of lease signing. A lease cost reduction helps to reduce your monthly payment.

Lease Cost Reduction- Trade:
This is simply the value you estimate Toner Pontiac Buick GMC will place on the vehicle you wish to trade in, after subtracting any balance you owe on the vehicle. The leased vehicle amount or "Capital Cost" will be reduced by this amount and it will be applied at the time of lease signing. A lease cost reduction helps to reduce your monthly payment.